Founded by Professionals,
Built with Texas Heart

Two professionals who believe credit repair should be both legally sound and genuinely human.

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The Story Behind Rise Above Credit

After 40+ years of guiding Texans through bankruptcy proceedings, Susan noticed something troubling: her clients often struggled with the aftermath. They'd successfully complete their bankruptcy, but then found themselves lost in a maze of credit repair companies that either over-promised, under-delivered, or worse—operated outside the law.

Meanwhile, Michael was building enterprise-grade security and automation systems for Fortune 500 companies, seeing firsthand how the right technology could solve complex problems at scale while maintaining the human touch.

That's when it clicked: What if we combined deep legal expertise with modern technology to create a credit repair service that actually worked—and actually cared?

We founded Rise Above Credit on a simple principle: serious professional competence delivered with genuine Texas warmth. No corporate cold-shoulders, no legal intimidation, no tech-speak confusion. Just real people helping real people navigate a genuinely challenging journey.

Meet Your Guides

Susan Taylor

Lead Bankruptcy Attorney & Co-Founder

With over 40 years of bankruptcy law experience, Susan has guided hundreds of Texans through their fresh financial start. She's not just an attorney—she's your advocate who understands every step of the post-bankruptcy journey.

🎓 Legal Foundation

  • J.D. - University of Houston Law Center
  • 40+ Years - Texas bankruptcy law practice
  • State Bar Member - Bankruptcy & Healthcare Law sections
  • Pro Bono Advocate - Volunteer Legal Services
  • Published Expert - 20+ years contributing to Texas Lawyers' Digest

"I've seen too many clients struggle after bankruptcy not because the law failed them, but because they didn't have proper guidance for the next chapter. That ends here."

Michael Olsen

Solutions Architect & Co-Founder

A 25-year veteran of enterprise technology and cybersecurity, Michael brings Fortune 500-level automation and security to credit repair. He believes complex problems deserve elegant, human-centered solutions.

🔧 Technology Leadership

  • 25 Years - Solutions architecture & cybersecurity
  • Enterprise Experience - Check Point, Forcepoint, Cisco Systems
  • Fortune 5 Experience - Worked with the world's largest companies
  • Automation Expert - DevOps, AI, and helping enterprises store, scale and secure systems
  • Proven Leadership - Led technical teams and complex deployments

"Great technology should be invisible to the user but bulletproof in execution. Our clients shouldn't worry about how it works—just that it works."

Why Rise Above Credit is Different

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Attorney-Founded, Not Attorney-Marketed

Most credit repair companies add lawyers later for credibility. We started with 40+ years of bankruptcy law expertise. CROA compliance isn't an afterthought—it's our foundation.

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Enterprise-Grade Security & Automation

Your data is protected with the same cybersecurity standards used by Fortune 500 companies. Our automation handles the tedious work so our team can focus on your unique situation.

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Post-Bankruptcy Specialists

We don't do generic credit repair. We specialize in the specific challenges that arise after bankruptcy discharge, because that's a journey we've walked with hundreds of Texans.

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Licensed Texas Credit Services Organization

We operate as a licensed Credit Services Organization under Texas law, ensuring you have the consumer protections and regulatory oversight required by state regulation.

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Transparent Process

No black box operations. You'll know exactly what we're doing, why we're doing it, and how it helps your specific situation. Our client portal keeps you informed every step of the way.

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Results-Focused Approach

We measure success by your financial progress, not how many letters we send. Every action is strategically designed to move you closer to your credit goals.

Our Mission

To provide post-bankruptcy Texans with legally compliant, technologically advanced, and genuinely caring credit repair services that restore not just credit scores, but confidence in their financial future.

Legal pillar icon Legal Excellence

Every action grounded in law, ethics, and your rights as a consumer.

Technical pillar icon Technical Innovation

Modern tools and automation that work efficiently behind the scenes.

Human connection pillar icon Human Connection

Real people who understand your journey and genuinely care about your success.

A Little Texas Fun

Yes, we built the world's most over-engineered 404 page (complete with 16 rotating Texas backgrounds, animated armadillos, and a Konami code easter egg). Why? Because if you're going to do something, you might as well do it right—and with a smile.

It's the same philosophy we bring to credit repair: serious professional competence, but delivered with the kind of attention to detail and genuine care that makes the whole experience better.

Proudly serving Texas, because everything's bigger here—including our commitment to your success.

Ready to Rise Above?

Let's start your post-bankruptcy credit recovery journey with the legal expertise, technical excellence, and Texas heart you deserve.

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